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Postcard is usually printed by a private company, individual or organization and it requires a postal stamp while a postal card is issued by the relevant postal authority with a stamp already printed on that.
The first commercially produced card was created in 1861 by John P. Charlton who is also known as inventor of private cards. He was from Philadelphia, Pennsylvania. He copyrighted it in 1861 together with Hymen LipmanCheck Answer
It was created in 1872.Check Answer
The cost was 1/4 annaCheck Answer